All 4 of the previously mentioned services explicitly ban any adult industry-related transactions.
I would highly recommend that you carefully read through the Terms of Service of any payment service you are interested in using. It can be very tempting to use peer-to-peer money transfer options like Google Wallet, PayPal, Circle Pay, Venmo, etc. Models may choose to “rollover” unused minutes, though this is not common. Sites offer two main types of shows: pay-per-minute, where a plugin or phone call charges the client per minute as the show happens, and prepaid blocks of time, where the client pays for a predetermined number of minutes before the show begins, and the onus is on the model to ensure that they do not go over the time.
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